How do i qualify for a loan?
Selecting a professional, experienced, well qualified loan officer is as important as selecting your real estate agent. They will assist you in getting pre-qualified so you know how much you can afford.

To buy a home, it is important to have established yourself financially. You must have an accepted credit history and no bankruptcies for the past seven years.

Be prepared to submit tax returns and other financial documentation.
  • Do you have a steady source of income? Have you been employed on a regular basis for the last 2-3 years? Is your current income reliable?
  • Do you have a good record of paying bills?
  • Do you have a minimum of outstanding long-term debts, like car payments?
  • Do you have money saved for a down payment?
  • Do you have the ability to pay a mortgage every month, plus additional costs?
         What loan is best for me?
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